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Association of Microfinance Institutions of Kosovo

Vahdet Anadolli

Executive Director, AFK

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Mr. Anadolli is Executive Director of Microfinance Institution – Agency for finance in Kosovo (AFK) and since 2012 he is Chairman of the Board of AMIK. His professional experience includes 20 years of microfinance and leadership. He holds a Masters Degree in Management from the Dukagjini University in Kosovo. He also is Certified Expert in Microfinance and Certified Expert in Risk Management from Frankfurt School of Finance and Management in Germany.   

Ardian Kastrati

Acting Chief Executive Officer, FINCA Kosovë

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Ardian Kastrati comes to FINCA from ProCredit Bank, with 12 years of banking experience and more than 5 years in microfinance sector. He started his job as a Loan Officer in year 2000 at the ProCredit Bank Kosovo. He served as the Lending Manager for Agricultural and Micro Loans, Branch Manager for Peja region, Credit Division Manager for more than 5 years. He joined FINCA Kosovo in 2013 as Chief Operations Officer whereas starting from November 01, 2017 he serves as Acting Chief Executive Officer. Ardian has graduated at the IEDC – Bled School of Management, Slovenia, International Senior Management Program, part of the Executive MBA Program. He has graduated ‘Banking and Finance’ in Germany, at the ProCredit Bank Academy, as well as studied at the branch of Agriculture at the University of Prishtina, Kosovo.

Shpend Nura

Chief Executive Officer, KEP Trust

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Shpend Nura is Chief Executive Officer of the MFI KEP Trust and member of AMIK Board since October 2017. He has 15 years of experience in the financial and consulting sectors. Previously, he worked for Interim Credit Unit (ICU), Raiffeisen Bank and Bank for Business in various managerial positions and functions. He has led various projects in the field of banking product development, information technology, advancement of processes / operations and capacity building of SMEs. He has completed bachelor studies at the University of Prishtina in Mechanical Engineering and holds a Master of  Business Administration at the University of Sheffield, Thessaloniki branch. Has served as mentor for young entrepreneurs in CEED Kosovo and RTC / IFC projects for capacity building of SMEs and women in business. He also served as a lecturer at Universum and UBT colleges.

Md. Abdul Kalam

Chief Executive Officer, KGMAMF

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Mr. Kalam is Chief Executive Officer of KGMAMF (Kosovo Grameen Mission Arcobaleno Microcredit Fund) since March 2015, while has been part of the Institution since 2007 as Finance Director and as Project Director in Charge. Before joining Grameen Trust in Kosovo (KGMAMF), he has been part of Grameen Bank in Bangladesh since 1986 in various leading positions. Mr. Kalam worked five years under UNDP/UNOPS as a consultant to implement Micro Credit Project in Myanmar (Burma). He holds a Bachelor of Social Science (1983) and a Masters of Social Science (1985) from Dhaka University, Bangladesh. With a 31year experience home and abroad as a practitioner of Microfinance, he has a good understanding of poverty alleviation and livelihood issues, and likes to work with poor people for their socio-economic development.

Arta Spahija

Director, KosInvest

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Mrs. Spahija has been the director of KosInvest since 2013, while has been contributing to the Institution since 2004 to the position of accountant and then from 2007 to the position of Finance Manager. Before joining KosInvest she worked for KFOR HQ (2006 - 2007) and Microfinance Institution Beslidhja (2000 - 2003) as Finance Manager. Mrs. Spahija has completed Bachelor studies in Banking and Finance and the program of Certified Expert in Microfinance from the Frankfurt School of Finance and Management. Additionally, during her 18 years of commitment in the Microfinance sector, she has attended numerous national and international trainings on microfinance.

Gjergj Karaqi

Manger, QELIM Kosovë

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Mr. Karaqi is the manager of the Microfinance Institution - Qelim Kosovë since 2009, while has been part of Qelim Kosovë since 2006. During the period 2001 - 2006 he worked for Celim Milano on their microfinance mission in Kosovo. He graduated from the University of Prishtina in 1983 at the Faculty of Economy. His 18-year experience in the microfinance sector has enabled him to attend many trainings and programs addressing financial and non-financial needs of the low-income people and micro-enterprises in the country.

Vehbi Zeqiri

Executive Director, START IMF

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Mr. Zeqiri is one of the founders and board member of START Microfinance Institution. He has served as Executive Director since its inception in 2002. As one of the main contributors in establishing and leading the first Islamic financial institution in the country has secured its place in the history of the country for Islamic Finance. Starting from private family businesses for several years, continuing with the international charity sector working for more than 17 years and another 15 years at the financial sector are tremendous indicators about the capabilities, knowledge, competencies, and experience. His passions are Leadership, Islamic Finance, and Serving the Humanity. Mr Zeqiri is a ‘Chartered Islamic Finance Professional’, the degree obtained by the INCEIF University in Malaysia and also ‘International Certified Expert in Microfinance’ the degree obtained from the Frankfurt School of Finance & Management which are directly linked to the financial sector where he serves for many years.

RSS

THE ASSEMBLY OF MEMBERS (THE ASSEMBLY)

The Assembly is the highest governing body of the organization and it shall consist of all members of organization.

The Assembly has ultimate responsibility for the policies and financial affairs of the organization.

Apart from other powers as stated in this statute, the Assembly shall also have the following powers:

  • Elect and remove the members of the Board
  • Approve the annual financial review of the organization
  • Approve the annual budget
  • Approve the annual programme

 

THE BOARD OF DIRECTORS (THE BOARD)

The Board shall be responsible for the control and management of the affairs and property of the organization. The Board of Directors shall consist of at least five (5) members from member organizations, who shall be individually elected by the members of the Assembly by a majority vote and shall have a term of two years.

The current members of the Board of Directors are:

Vahdet Anadolli – AfK, Chairman of the Board

Ardian Kastrati – FINCA Kosovë

Lulzim Sadrija – KRK

Shpend Nura – KEP Trust

Vehbi Zeqiri – START IMF

The Board shall have the following powers:

  • Establish the fundamental direction of the organizations operations
  • Promote organization objectives and assist in its fundraising efforts
  • Representing the organization
  • Electing the Chairperson of the Board of Directors
  • Signing any agreement on behalf of the organization
  • Selecting and managing the organization employees
  • Appointing auditors

The Board shall also have the following responsibilities:

  • Legal and financial responsibility for the affairs of the organization until the approval of the annual financial review of the organization by the Assembly
  • Dissemination of all significant information received by the Board and significant decisions rendered by the Board.

 

THE STAFF

AMIK is currently managed by:

Arsim Bruçaj - Executive Director, and Florentina Avdiu - Finance and Administration Officer.